.policy-page {
    background:
        radial-gradient(circle at 12% 12%, rgba(37, 99, 235, 0.1), transparent 22rem),
        linear-gradient(180deg, #f8fbff 0%, #ffffff 34%, #f6f8fc 100%);
    color: #132033;
}

.policy-shell {
    width: min(1120px, calc(100% - 2.5rem));
    margin: 0 auto;
}

.policy-hero {
    position: relative;
    padding: 5rem 0 3.6rem;
    background:
        radial-gradient(circle at 18% 16%, rgba(147, 197, 253, 0.22), transparent 25rem),
        radial-gradient(circle at 86% 20%, rgba(255, 255, 255, 0.14), transparent 18rem),
        linear-gradient(135deg, #08184d 0%, #17368a 56%, #2563eb 100%);
    color: #fff;
    overflow: hidden;
}

.policy-hero::after {
    content: "";
    position: absolute;
    right: -7rem;
    bottom: -10rem;
    width: 26rem;
    height: 26rem;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.14);
    background: rgba(255, 255, 255, 0.04);
}

.policy-hero__grid {
    position: relative;
    z-index: 1;
    display: block;
}

.policy-hero__copy {
    max-width: 780px;
}

.policy-kicker {
    display: inline-flex;
    padding: 0.45rem 0.8rem;
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.08);
    color: rgba(255, 255, 255, 0.82);
    font-size: 0.78rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.policy-hero h1 {
    margin: 1.15rem 0 0;
    font-size: clamp(2.3rem, 5vw, 4.4rem);
    line-height: 1.04;
    letter-spacing: -0.045em;
}

.policy-hero p {
    margin: 1.2rem 0 0;
    max-width: 760px;
    color: rgba(255, 255, 255, 0.82);
    font-size: 1.05rem;
    line-height: 1.8;
}

.policy-body {
    padding: 3rem 0 5rem;
}

.policy-layout {
    display: grid;
    grid-template-columns: 17.5rem minmax(0, 1fr);
    gap: 1.5rem;
    align-items: start;
}

.policy-nav,
.policy-content {
    border: 1px solid rgba(226, 232, 240, 0.92);
    border-radius: 1.4rem;
    background: rgba(255, 255, 255, 0.94);
    box-shadow: 0 22px 55px rgba(15, 23, 42, 0.07);
}

.policy-nav {
    position: sticky;
    top: 7.4rem;
    padding: 1.1rem;
}

.policy-nav__title {
    display: block;
    margin-bottom: 0.55rem;
    color: #0f1c5e;
    font-size: 0.95rem;
    font-weight: 800;
}

.policy-nav a {
    display: block;
    padding: 0.68rem 0;
    color: #475569;
    text-decoration: none;
    border-top: 1px solid #eef2f7;
    font-size: 0.94rem;
}

.policy-nav a:hover {
    color: #1d4ed8;
}

.policy-content {
    padding: clamp(1.35rem, 3vw, 2.5rem);
}

.policy-section {
    scroll-margin-top: 8rem;
}

.policy-section + .policy-section {
    margin-top: 2rem;
    padding-top: 2rem;
    border-top: 1px solid #e5eaf2;
}

.policy-section h2 {
    margin: 0 0 0.8rem;
    color: #0f1c5e;
    font-size: clamp(1.3rem, 2.3vw, 1.85rem);
    line-height: 1.25;
    letter-spacing: -0.025em;
}

.policy-section p,
.policy-section li {
    color: #475569;
    font-size: 1rem;
    line-height: 1.8;
}

.policy-section p {
    margin: 0.75rem 0 0;
}

.policy-section ul {
    margin: 0.75rem 0 0;
    padding-left: 1.2rem;
}

.policy-section a {
    font-weight: 700;
}

@media (max-width: 960px) {
    .policy-layout {
        grid-template-columns: 1fr;
    }

    .policy-nav {
        position: static;
    }
}

@media (max-width: 560px) {
    .policy-shell {
        width: min(100% - 1.5rem, 1120px);
    }

    .policy-hero {
        padding: 3.5rem 0 2.7rem;
    }

    .policy-body {
        padding: 1.5rem 0 3.5rem;
    }
}